Earth Mortgage
Earth Mortgage is a primary lender which is based in the state of Texas. Quick to notice that many mortgage brokers were not earning their keep, and had become costly additions to the loan process that could discourage potential borrowers, Earth Mortgage decided to provide accurate and comprehensive information about their loan programs directly to their prospective clients.
To lessen the challenge faced by many who were considering buying a home, Earth Mortgage provides several tools on their site designed to guide their clients through the loan application process, including choosing the right loan program, checking to see if the rates compare to others currently on offer, opening the loan and the closing fees associated with it. In addition to the online support, Earth Mortgage provides toll free telephone information about the loan programs they offer.
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Loans Funded by Earth Mortgage
The team at Earth Mortgage offer more than just the typical mortgage and loan programs. Fixed rate, adjustable rate, jumbo and balloon loans are all available. The company also offers refinancing for existing home owners, and suggest that their knowledge of the market and available rates makes them shrewd advisors with many years of experience. While they do still offer the standard purchase and first time buyer loan programs that other mortgage companies make available, Earth Mortgage goes a step further and puts their money where their mouth is. The company offers 1% cash back on home loans that fall under certain criteria. To receive the 1% of the loan in cash back, the borrower must intend to buy a home through a realtor in the Earth Mortgage network. These realtors have an average of over 10 years of experience, and have sold a combined 376,400 properties in the last year alone. Finding the home that suits the prospective buyer is almost guaranteed, and the realty agents are all dedicated to providing a smooth and safe home selection process. After a home has been chosen, if the purchase comes through a realtor in the Earth Mortgage network then 1% of the home loan will be given as cash back.
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Recent Earth Mortgage News
The recent housing boom in Texas has created a robust market for the mortgage business, and it has been possible to maintain or even grow a company that in more stringent circumstances would fail. With that being the case, it can sometimes be hard to tell which mortgage companies are succeeding and growing based on a strong business ethic and customer satisfaction and those who are succeeding because of the strength of the economy. Making a mistake about a mortgage companies honesty or fair play can be a dangerous mistake, as it bears years of consequence. Thankfully, Earth Mortgage appears to be a company that is built on honesty and the ideal of customer satisfaction.
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