Foundation Mortgage Corporation
Foundation Mortgage corporation is a east coast lender, operating with a regional dual state footprint of Massachusetts and New Hampshire. The company is a licensed niche lender that specializes in particular loan programs. When it comes to No Points and No Cost loans, the Foundation Mortgage company has enough experience and skill to outperform most of its more generalized competitors. The company offers 15, 20, and 30 year conforming fixed mortgages from $190,000-$322,700 and Jumbo fixed/adjustable mortgages from $450,000 - $1,000,000. Beyond that, the company is not interested in competing. With an exceptional knowledge of the mortgage and loan industry, and a desire to excel at a particular pre-defined level, Foundation Mortgage Corp. has their work cut out for them.
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The programs that the company offers are limited, but the rates and expertise regarding the programs offered are second to none.
Loans Funded by First Patriot Mortgage
- 15 Year Fixed Rate, No Points/No Closing Cost.
- 20 Year Fixed Rate, No Points/No Closing Cost.
- 30 Year Fixed Rate, No Points/No Closing Cost.
- JUMBO 15 Year Fixed, No Points/No Closing Cost.
- JUMBO 30 Year Fixed, No Points/No Closing Cost.
- JUMBO 5/1 Arm, No Points/No Closing Cost.
- JUMBO 3/1 Arm, No Points/No Closing Cost.
As can be seen above, there are no closing costs on any of the loan programs offered by Foundation Mortgage Corporation. This puts them ahead of the pack in terms of loan conditions alone, however, they excel in other ways as well.
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Foundation Mortgage: Serving the Niche
Because of the size of the company, and the concentrated loan programs they offer, the Foundation Mortgage corporation must surpass other lenders that offer a wider choice of loan programs. Betting that the loans they provide, and that the loan officers they employ are well above the rest of the market is a risky gamble. Foundation Mortgage has made their position as a niche lender work for them, and have managed to hold their own against larger companies. Their mission is to do one thing and to do it well. The company has held this ideal since its founding, and has continued to grow through customer service and the ability to change to market conditions in the no points, no cost loan arena.
The small size of the company and the specialized area of the loan market that they inhabit mean that they are constantly aware of the lowest rates in the no points/ no cost loan market and are able to adapt quickly so they can provide consistently lower rates, and to ensure their rates remain the lowest in the market. If a borrower is looking for a no point no cost loan program then the Foundation Mortgage corp. are the experts.
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